GAIN CLARITY AND CONFIDENCE
Financial Planning for Women
You don’t have to go it alone. Many women feel uneasy about their financial decisions without the support of a trusted advisor.
You don’t have to go it alone. Many women feel uneasy about their financial decisions without the support of a trusted advisor.
Women face unique financial challenges.
Because women are often wired to incorporate life with their money, making money decisions cannot be separated out from life decisions. So it can feel like a chicken or the egg situation. You ask yourself, “Do I make the life decision first, then money? Or do I make the money decisions first and then life?” Neither of these feel right and it creates uncertainty.
We are here to help you expertly navigate them.
As a trusted thinking partner, we invite you to bring all thoughts, concerns, and considerations (even the unpleasant ones). Through pleasant financial conversations we help you surface what is creating dis-ease and design a financial strategy to solve it.
According to BMO Real Financial Progress Index, only 53 percent of women report feeling confident to retire at their target age compared to two thirds (66 percent) of men. An overwhelming majority of women (79 percent) desire greater access to financial literacy resources with 74 percent reporting they do not have a financial plan in place compared to 58 percent of men.
TEAM OF EXPERTS
You don’t have to go it alone.
Unanswered questions may be taking up the cracks in your day and when you lay your head on the pillow. Imagine the relief you’ll experience when you can finally put all the cards on the table for financial consideration (Yes we mean ALL the cards like complicated family dynamics, your fears and history, in addition to your resources) with a trusted partner who can help you through the hard stuff. You’ll love our conversational approach that gives you greater personal clarity and the financial strategy to support it.
Who we serve:
Independent women 50+ nearing retirement
Women redefining life and money after loss
Friendly, open-minded couples
Those who can sustainably meet our minimum annual planning fee of $5,000
Those who value a long-term partnership with an advisor firm
Ready to get started? Let's do this together.
More information about financial planning for women
What are the 7 areas of financial planning for women?
When taking a comprehensive look at your financial life, we consider the following 7 areas: your cash flow, investments, retirement, insurance, taxes, estate, and charitable desires.
Why is financial planning important for women?
By 2032, 2/3rds of the nation’s wealth will be held by women. However, because of historical division of labor, women haven’t held the same financial conversations over their life, as males have. Often women report lower confidence about making financial decisions or felt-preparedness for retirement. As women are living longer, financial planning supports women in making well thought through financial decisions they feel good about.
How does financial planning for women differ from planning for men?
Women tend to communicate differently than men and expect a different conversation from an advisor that allows for more aspects of their lives to enter into the conversation, rather than strictly numbers. Women often synthesize information deep and wide, taking in all considerations, to make slower, more methodical decisions. Women tend to view money as an extension of love, not of power. As natural caregivers for parents, spouses, and children, women’s resources can be threatened more quickly for their own needs when another’s needs begin to arise. Women tend to be more outcome oriented, and willing to be partner with an advisor they trust by being more vocal about worries they have, open to advisor’s guidance. Their lifespans are longer which requires more years of income planning and resource management in retirement.
What is a fiduciary advisor?
This is someone who is working in your best interest and has transparency of any conflicts of interest. Not all advisors work this way. We do.
When you are requesting an action or we are bringing a suggestion that has a conflict of interest, we will be the first to bring it up, as Candor is one of our company values.
WHAT'S THE NEXT STEP IF I'M READY TO GET STARTED WITH PLEASANT WEALTH?
It’s easy! Schedule a call with us to get the conversation started.