A 5-minute retirement self-assessment

What could help you feel more funded & flourishing in your next phase of life?

The Four Permissions Benchmark brings Soul, Strategy, and Stewardship into one short self-assessment. Your answers will help you notice what already feels grounded, what may still feel unclear, and where your next financial conversation could begin.

24 statements About 5 minutes Personalized results

Yournext phase

01Peace

02Confidence

03Flow

04Genuine Joy

What you will learn

A clearer place to begin.

01

What feels grounded

See where you currently feel most supported.

02

What deserves attention

Notice the questions that may matter before a major transition.

03

What works together

Explore how personal clarity, planning, and investments align.

04

What may help next

Find the Permission that could help you move with greater ease.

Before you begin

There are no right or wrong answers.

Answer each statement based on how you feel today. The goal is to create a useful snapshot of your current money experience and identify where more clarity may help.

1Not true yet2Sometimes true3Mostly true4Consistently true

Four thoughtful sections

Peace · Confidence · Flow · Genuine Joy

24 statements. About 5 minutes. Personalized results.

Permission 1 of 4

Peace

Peace means being reconciled with what was, grounded in what is, and steadied by what is to come. Choose the response that feels most true today.

1

SoulI can look back on what was with honesty, gratitude, and enough grace to move forward.

1Not true yet 2Sometimes true 3Mostly true 4Consistently true

2

SoulI feel grounded in what is true about my life today and steadied as I think about what is to come.

1Not true yet 2Sometimes true 3Mostly true 4Consistently true

3

StrategyI understand whether my retirement income plan can support my essential needs and meaningful priorities.

1Not true yet 2Sometimes true 3Mostly true 4Consistently true

4

StrategyI know which planning decisions would help reduce uncertainty before I retire or make my next major transition.

1Not true yet 2Sometimes true 3Mostly true 4Consistently true

5

StewardshipI understand how my investments are intended to support stability, income, and long-term sustainability.

1Not true yet 2Sometimes true 3Mostly true 4Consistently true

6

StewardshipI feel comfortable with the level of risk I am taking in light of the peace I want in retirement.

1Not true yet 2Sometimes true 3Mostly true 4Consistently true

Permission 2 of 4

Confidence

Confidence means growing trust in your evolving financial plan and in your ability to make thoughtful decisions without having everything figured out at once. Choose the response that feels most true today.

7

SoulI am growing in trust that I can make thoughtful retirement decisions without needing to have everything figured out at once.

1Not true yet 2Sometimes true 3Mostly true 4Consistently true

8

SoulI feel supported by trusted people, my faith, or deeper convictions as I make decisions for the next phase of life.

1Not true yet 2Sometimes true 3Mostly true 4Consistently true

9

StrategyI understand the key financial tradeoffs involved in when to retire, how much to spend, and how to adjust over time.

1Not true yet 2Sometimes true 3Mostly true 4Consistently true

10

StrategyI have confidence that my financial plan can evolve as my life, needs, and priorities change.

1Not true yet 2Sometimes true 3Mostly true 4Consistently true

11

StewardshipI understand why my portfolio is invested the way it is and how it connects to my goals.

1Not true yet 2Sometimes true 3Mostly true 4Consistently true

12

StewardshipI feel prepared to stay disciplined during market uncertainty because I know the role my investments play in my plan.

1Not true yet 2Sometimes true 3Mostly true 4Consistently true

Permission 3 of 4

Flow

Flow means having money now and in the future for a life that feels good, with enough rhythm, flexibility, and support to keep moving well. Choose the response that feels most true today.

13

SoulI can imagine a next-phase rhythm that feels good, not just productive or financially responsible.

1Not true yet 2Sometimes true 3Mostly true 4Consistently true

14

SoulI know which activities, relationships, and responsibilities help me feel most alive, connected, and at ease.

1Not true yet 2Sometimes true 3Mostly true 4Consistently true

15

StrategyI have a plan for having money available now while also protecting what I may need in the future.

1Not true yet 2Sometimes true 3Mostly true 4Consistently true

16

StrategyI understand how retirement income, spending, taxes, healthcare, and lifestyle decisions can work together.

1Not true yet 2Sometimes true 3Mostly true 4Consistently true

17

StewardshipI know how my investments are organized to support both near-term cash flow and long-term growth.

1Not true yet 2Sometimes true 3Mostly true 4Consistently true

18

StewardshipI have a process for reviewing my portfolio so it stays aligned with my life as it changes.

1Not true yet 2Sometimes true 3Mostly true 4Consistently true

Permission 4 of 4

Genuine Joy

Genuine Joy means uncovering the spark of living for the next phase of life and giving yourself permission to enjoy what has been built. Choose the response that feels most true today.

19

SoulI can name what sparks life, meaning, curiosity, or delight for me in this next phase.

1Not true yet 2Sometimes true 3Mostly true 4Consistently true

20

SoulI feel permission to enjoy what I have built while still honoring my responsibilities, values, and faith.

1Not true yet 2Sometimes true 3Mostly true 4Consistently true

21

StrategyI know how much flexibility my plan gives me for travel, family, giving, hobbies, or new experiences.

1Not true yet 2Sometimes true 3Mostly true 4Consistently true

22

StrategyI understand which choices could help me use my resources with more purpose and less regret.

1Not true yet 2Sometimes true 3Mostly true 4Consistently true

23

StewardshipI feel clear about how my investments can support both my lifetime needs and the legacy I may want to create.

1Not true yet 2Sometimes true 3Mostly true 4Consistently true

24

StewardshipI have considered how generosity, gifting, or legacy planning fits into my overall investment and financial plan.

1Not true yet 2Sometimes true 3Mostly true 4Consistently true

This self-assessment is for educational purposes only and does not provide financial, investment, tax, or legal advice. Results are not a guarantee of retirement readiness or future outcomes.