How to Approach Budgeting in Retirement

How to Approach Budgeting in Retirement

Getting clear on cash flow is key to feeling confident about money, which is why over 74% of Americans have a monthly budget. Over your career, you’ve probably gotten comfortable setting a sensible budget that keeps you on track. But budgeting in retirement can throw...
Retirement is an Outdated Social Construct

Retirement is an Outdated Social Construct

By: Clinton Miller, CFP®, Advisor   I am going out on a limb in saying this, but here goes:   Retirement is imaginary. It’s a solution in search of a problem.   The Financial industry assumes your Retirement™ goes like this:  You work hard over a 45...
Can a Nest Egg Turn into Real Money?

Can a Nest Egg Turn into Real Money?

By:  Rachel Krabill, Administrative Assistant So you’ve saved, you’ve planned, you’ve been patient. You’ve nurtured that nest egg and it’s looking pretty solid – pristine even.  Maybe untouchable? You’ve thought about what retirement might look like, could look like. ...
COLA – Will it continue?

COLA – Will it continue?

An important factor to our ongoing retirement income is how the Social Security payment grows over time.  This Cost-of-Living Adjustment, or COLA, is announced annually for the following year.  It might make a few bucks to a few hundred dollars difference monthly, but...
COLA – Will it continue?

COLA – What is it?

  An important factor to our ongoing retirement income is how the Social Security payment grows over time. This Cost of Living Adjustment, or COLA, is announced annually for the following year.  It might make a few bucks to a few hundred dollars difference...